New Man

Want to receive New Man by email? Sign up here
When it comes to your finances, do you treat your wife as a teammate or a business associate?
When it comes to your finances, do you treat your wife as a teammate or a business associate? (Stock Free Images)

Two of the most important parts of a healthy marriage are teamwork and communication.

Without those two areas being a priority, it’s very difficult for a marriage to survive. That’s why money fights and money problems are the leading cause of divorce in America today.

When you both got married, the pastor said, “You are one.” And you know what? He meant it! You are one. Together, you are a team that sets the tone for your family and your future.

When it comes to money, that means one bank account. It means making a budget—together. It means getting and staying on the same page in everything related to your money.

If you and your spouse don’t see eye to eye regarding money, you are just inviting tension and stress and disagreement into your marriage.

For example, if one spouse is sitting down every month and coming up with a budget and, without notice, the other spouse goes out and spends $500 on a new television, then you have problems.

When you both sit down at the table and come up with a budget you both agree on, then surprises like that won’t happen. Each month, before the month begins, you sit down and spend every dollar on paper, on purpose.

It’s OK if one of you takes the lead, but you both must buy in to the budget and understand what’s going on. You both need to have a grasp of your whole financial situation.

That’s why it’s vital to have one primary bank account that you both use. When you have separate accounts, it’s too easy to start thinking, “This is my money and that is his money”—when, really, it’s your money together.

Once you have that single account, you can set a limit on a single purchase that you both make without talking. For instance, if your limit is $100, then neither of you would purchase anything over $100 without talking to your spouse first.

That specific number will depend on your income. It might be more, and it might be less. But it’s important you both know what’s coming in and going out of your bank account. The left hand needs to know what the right hand is up to!

What is the biggest struggle you and your spouse face regarding money and how to handle it? Please share with me below.

Rachel Cruze is a seasoned communicator and presenter, who has been speaking to groups as large as 10,000 for nearly a decade. The daughter of Dave Ramsey, today she uses the knowledge and experiences from growing up in the Ramsey household to educate America’s students and young adults on the proper ways to handle money and stay out of debt. Her book, Smart Money Smart Kids, co-authored by her dad, will release in April 2014. You can follow Rachel on Twitter at @RachelCruze, online at rachelcruze.com, or at facebook.com/rachelramseycruze.

For the original article, visit markmerrill.com.

Best Magazine Deal. Subscribe now and get 3 magazines for the price of 1. Get Charisma, SpiritLed Woman and Ministry Today, all for $24. YES - I want this deal!

3 Reasons Why you should read Life in the Spirit. 1) Get to know the Holy Spirit. 2) Learn to enter God's presence 3) Hear God's voice clearly! Click Here to draw closer to God!

Your Turn

Comment Guidelines
View/Add Comments
  • Roadblock

    6 Roadblocks That Will Stop Your Spiritual Growth

    God wants you to grow in your faith, but many of us get stuck along the way.

  • 2017 is the year that swords will clash.

    Prophetic Word: 2017 Will Bring a Clashing of Heaven and Hell

    "This is a time to cross over and not pull back."

  • Inner Healing Is the Fruit of the Spirit

    Inner Healing Is the Fruit of the Spirit

    I have been puzzled about the subject of inner healing for some time.

  • Bishop Eddie Long died at 63.

    Bishop Eddie Long Dead at 63

    "Although his transition leaves a void for those of us who loved him dearly, we can celebrate ...

  • The devil will try to silence you in any way he can. Don't give him the satisfaction.

    Satan's 2 Most Potent Lies to Render You Ineffective

    There's something in you so powerful that Satan doesn't want it out. Kyle Winkler reveals ...

  • Cindy Jacobs

    2017: Year of the Breakthrough

    "There will be a significant increase in miracles and signs and wonders."

  • Foot washing

    Shaking the Gates of Hell With a Basin of Water and a Towel

    "When I saw His foot, I knew He had come to take back territory the enemy had stolen from His ...

  • Growing relationship

    2017 Prophetic Word: The Supernatural Key to Growing Your Relationship With God

    It's vital that we understand what comes from God and what comes from the devil.

  • Are you willing to volunteer for God's offensive army?

    Prophetic Word: Preparing for God's World War 3

    God is searching for soldiers of the cross who are willing to volunteer for His offensive army.

  • Continue Your Journey with the Holy Spirit

    Continue Your Journey with the Holy Spirit

    Follow God on the most fulfilling journey of your life with Encounter the Holy Spirit! Break away from past hurts and press into the One who wants a personal encounter with you.

  • Dream the Unimaginable In His Presence

    Dream the Unimaginable In His Presence

    Reach your full potential and be led by His Spirit. In His Presence takes you to a deeper understanding of who God is and how he communicates with us.

  • Set Your Spirit on Fire

    Set Your Spirit on Fire

    Receive the power and gifts that come through the Holy Spirit Baptism. Don’t go empty-handed; accept all that He has for you! His power is available to those who ask.

  • Put on the Full Armor of God

    Put on the Full Armor of God

    Break every stronghold with the power of the Holy Spirit. Use the power of your tongue to declare and decree the Word of God. Witness heaven move on your behalf.

Use Desktop Layout
Charisma Magazine — Empowering believers for life in the Spirit